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Personal Finance

Featured Articles

Beautiful young couple enjoying in shopping, symbolising passive income.
Personal Finance

Here's how investors can consider saving and investing $5 a day to make $2,500 a month in passive income!

| Tristan Harrison

Anyone can build up passive income. Here’s how.

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A couple are happy sitting on their yacht.
Personal Finance

There are 2.8 million Australian millionaires. Here's how to become one of them

| Sebastian Bowen

There are more millionaires amongst us than we might think.

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Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne and enjoying the good life thanks to Pilbara Minerals share price gains in recent times
Personal Finance

Want to retire early with $1 million? Here's how

| Tristan Harrison

A mixture of savings and investing can create wonderful results.

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A man walks up three brick pillars to a dollar sign.
Personal Finance

How to replace your wage with passive income in 3 steps

| Tristan Harrison

It’s a straightforward process to replace a salary with dividends.

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Cubes with tax written on them on top of Australian dollar notes.
Tax

How much tax do your ASX shares pay? Why it might matter

| Zach Bristow

Taxes. One of the two unavoidables in life.

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a small girl empties a piggy bank of coins onto a table while her mother looks on in the background.
Personal Finance

Relying on bank term deposits to build wealth? You need to read this

| Tristan Harrison

Looking to grow your net worth? Term deposits may not be the best choice.

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Elderly couple look sideways at each other in mild disagreement
Retirement

How would the proposed unrealised gains tax impact your superannuation?

| Zach Bristow

If passed, the impacts could be profound for those with higher-end super balances.

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a mature but cool older woman holds a watering can and tends to a healthy green plant growing up the wall in her house.
Personal Finance

$50,000 in an offset? The hidden cost of not investing in ASX shares

| Mitchell Lawler

Saving 7.5% using an offset is not the same as earning 7.5% on shares.

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Recent Personal Finance News

a woman
Personal Finance

3 ways to pay off your mortgage faster

| Tristan Harrison

Here are 3 ways to pay down your mortgage quicker.

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a woman
Personal Finance

Why using Afterpay could actually be a good spending habit

| Ken Hall

While friends and family might say it's a dangerous spending habit, using Afterpay Touch Group Ltd (ASX: APT) could be…

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a woman
Credit Cards

Should you pay for everything using a credit card?

| Tristan Harrison

A credit card is a widely used financial tool, should you buy everything with it?

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a woman
Personal Finance

Should you sell investments to pay down debt?

| Tristan Harrison

Is selling shares the right thing to do to pay down debt?

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a woman
Personal Finance

3 ways to financially get ahead of your friends

| Tristan Harrison

You can claim financial boasting rights by getting ahead with these three strategies.

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a woman
Personal Finance

Why superannuation could unlock your personal finance potential

| Ken Hall

Superannuation is looming as a key battleground in the upcoming May Federal Election – but how does it work and…

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a woman
Credit Cards

How to get the most value out of your credit card

| Ken Hall

With the huge number of credit card providers and different deals available to the average Fool, it is hard to…

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a woman
Personal Finance

Even if you can get a loan, should you?

| Tristan Harrison

Is it the right call to get a loan, even if you are able to?

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a woman
Share Market News

Why the ASX 200 could hit fresh highs in the next week or two

| Brendon Lau

The S&P/ASX 200 (Index:^AXJO) (ASX:XJO) index not only finished at an 11-year high today but it closed near the top…

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a woman
Personal Finance

3 ways to help a friend with their finances

| Tristan Harrison

Here are 3 ways to help a friend with their finances.

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a woman
Technology Shares

Can Afterpay replace your credit card in 2019?

| Ken Hall

The Afterpay Touch Group Ltd (ASX: APT) share price is up 90% so far this year on the back of…

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a woman
Personal Finance

How to save more than the average Australian

| Tristan Harrison

Are you saving more than the average Australian?

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a woman
Retirement

How anyone can use their superannuation to become a millionaire

| Ken Hall

For many, joining the “Millionaire’s Club” seems like just a pipe dream – but the magic of compounding interest and…

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a woman
Credit Cards

Is a credit card a good replacement for an emergency fund?

| Tristan Harrison

Is it a good idea to have a credit card as a good replacement for an emergency fund?

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a woman
Personal Finance

Here's how to make a $1 million portfolio by investing $1,000 a month

| Tristan Harrison

It’s possible to make a $1 million portfolio by investing $1,000 a month.

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a woman
Retirement

To sacrifice or not to sacrifice: how superannuation can help you FIRE

| Ken Hall

Many Australians think that early retirement is just a pipe dream that is for the billionaires of this world –…

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a woman
Credit Cards

Is it a good idea to have a credit card?

| Tristan Harrison

Does it make financial sense to have a credit card?

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a woman
Personal Finance

3 actionable steps to improve your finances

| Tristan Harrison

Here are 3 steps you could do to improve your finances.

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a woman
Personal Finance

Focus on this 1 thing to rapidly grow your future wealth

| Tristan Harrison

This is 1 of the most important things to increase your wealth.

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a woman
Credit Cards

How to pick a points-earning credit card

| Nicola Smith

What if you could make your credit card work even harder for you?

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a woman
Personal Finance

5 signs you can't afford that house

| Tristan Harrison

Here are 5 signs that you can’t afford that house.

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a woman
Personal Finance

Should you buy things using Afterpay?

| Tristan Harrison

Is it worth buying things with Afterpay Touch Group Ltd (ASX:APT)

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a woman
Personal Finance

Here are 3 ways to pay off your mortgage quicker

| Tristan Harrison

There are a few different ways you can pay off your mortgage quicker.

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a woman
Credit Cards

Should you buy things using a credit card?

| Tristan Harrison

Is using a credit card useful to buy things?

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a woman
Personal Finance

5 signs you can't actually afford that car

| Tristan Harrison

Here are 5 signs that might show you can’t afford that car.

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a woman
⏸️ Cheap Loans

Is it financially smart to pay off your student debt early?

| Ken Hall

Unfortunately for young Australians, having a university education inevitably means also having a substantial amount of student debt - but…

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a woman
Credit Cards

How to never miss a payment on your credit card again

| Ken Hall

The scariest thing about a credit card is overdrawing or forgetting to clear your debt - here's one simple trick…

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a woman
Credit Cards

3 ways to quickly pay off your credit card

| Tristan Harrison

Here are 3 ways to pay off your credit card.

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a woman
Personal Finance

The simple personal finance secret to an early retirement

| Ken Hall

Early retirement isn't just for the mega-rich or the top 1% of society - and this simple secret can unlock…

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a woman
Personal Finance

The simple way to stop overspending on pay day

| Ken Hall

The idea of a ‘payday splurge’ is well-known to basically anyone who has ever had a job - here's a…

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a woman
Personal Finance

Even if you can get a loan, should you?

| Tristan Harrison

Being able to get a loan does not necessarily mean it’s a good thing.

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a woman
Personal Finance

Why dividend reinvestment plans are your retirement portfolio's best friend

| Ken Hall

Should you reinvest dividends?

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a woman
Personal Finance

Why I'm not adding any extra money to my super

| Tristan Harrison

I’m deliberately choosing not to add any more money to my super than necessary.

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a woman
⏸️ Personal Loans

What is a credit score and how it could impact your finances

| Ken Hall

If you’ve ever been on an American personal finance forum or read similar articles, chances are that the concept of…

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a woman
Tax

Superannuation & salary sacrificing: What is it and is it worth it?

| Ken Hall

Salary sacrificing is an option available to many Australians through their employment contract and compensation arrangements – so what is…

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a woman
Personal Finance

3 ways to boost your savings

| Tristan Harrison

Here are three ways that could boost your savings.

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a woman
Personal Finance

3 ways to help a friend with their finances

| Tristan Harrison

Hint: Don’t give them a loan.

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a woman
Personal Finance

Is it better to budget savings or spending first?

| Tristan Harrison

Budgeting: Should spending or saving come first?

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a woman
Personal Finance

Financial independence and how you can achieve it

| Ken Hall

The financial independence (FI) movement has gained a lot of momentum in the last couple of decades - could it…

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a woman
Personal Finance

Delayed gratification is the key financial lesson

| Tristan Harrison

Learning to love delayed gratification is the most important financial lesson.

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