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Personal Finance

Featured Articles

A man walks up three brick pillars to a dollar sign.
Personal Finance

How to replace your wage with passive income in 3 steps

| Tristan Harrison

It’s a straightforward process to replace a salary with dividends.

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Cubes with tax written on them on top of Australian dollar notes.
Tax

How much tax do your ASX shares pay? Why it might matter

| Zach Bristow

Taxes. One of the two unavoidables in life.

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a small girl empties a piggy bank of coins onto a table while her mother looks on in the background.
Personal Finance

Relying on bank term deposits to build wealth? You need to read this

| Tristan Harrison

Looking to grow your net worth? Term deposits may not be the best choice.

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Elderly couple look sideways at each other in mild disagreement
Retirement

How would the proposed unrealised gains tax impact your superannuation?

| Zach Bristow

If passed, the impacts could be profound for those with higher-end super balances.

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a mature but cool older woman holds a watering can and tends to a healthy green plant growing up the wall in her house.
Personal Finance

$50,000 in an offset? The hidden cost of not investing in ASX shares

| Mitchell Lawler

Saving 7.5% using an offset is not the same as earning 7.5% on shares.

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A young woman with a ponytail stands at the crossroads, trying to choose between one way or the other.
Personal Finance

Dividends or capital gains from ASX shares: Which are better?

| Tristan Harrison

Should investors be more interested in one type of return over another?

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parents putting money in piggy bank for kids future
Retirement

Delayed retirement and other costs of being the Bank of Mum and Dad

| Bronwyn Allen

A survey shows delayed retirement and lost opportunities to travel are among the costs.

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A guy wearing glasses tries to show off his muscles.
Personal Finance

5 ways ASX shares investors define financial success

| Bronwyn Allen

What does financial success mean to you?

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Recent Personal Finance News

a woman
Personal Finance

How to save more money than the average Australian

| Tristan Harrison

Here’s what you need to do to save more than the average Australian in my opinion.

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a woman
Personal Finance

3 simple steps to change your financial life forever

| Tristan Harrison

Here are 3 simple steps to change your financial life forever.

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a woman
Personal Finance

What should you do with your tax return refund?

| Tristan Harrison

Tax season is in full swing, so what should you do with your tax return?

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a woman
Personal Finance

CBA's banking app is going to start advising people what to do with their money, time to buy shares?

| Tristan Harrison

Commonwealth Bank of Australia’s (ASX:CBA) banking app is going to advise people what to do with their money.

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a woman
Personal Finance

Why I'll personally never use Afterpay to spend money

| Tristan Harrison

I don’t think I’m ever going to use Afterpay Touch Group Ltd (ASX:APT) to spend money.

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a woman
Credit Cards

Should you own a credit card?

| Sebastian Bowen

Credit cards are dangerous, but can be worth it if you know what you're doing

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a woman
Personal Finance

Are you going to get a pay rise this year?

| Tristan Harrison

CEOs aren’t confident on pay rises this year.

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a woman
Personal Finance

What should you do with your tax return refund?

| Tristan Harrison

Do you know what you’re going to do with your tax return refund?

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a woman
Personal Finance

Here's how to make a $1 million portfolio by investing $1,000 a month

| Tristan Harrison

This is how you could become a millionaire by investing just $1,000 a month.

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a woman
Personal Finance

How rich is the average Australian? A millionaire apparently

| Tristan Harrison

The average Australian has reached millionaire status, apparently.

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a woman
Personal Finance

Should you buy a house or invest in ASX shares?

| Tristan Harrison

It’s hard to know whether the best thing to do is invest in ASX shares or buy a house.

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a woman
Personal Finance

Why mastering personal finance is just as important as investing returns for wealth

| Tristan Harrison

Becoming wealthy is a combination of factors. Personal finance is an important part of that.

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a woman
Personal Finance

How to have the right mentality with your money

| Tristan Harrison

This could be the right mentality with your money.

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a woman
Personal Finance

What are you meant to do with your bank savings now?

| Tristan Harrison

Bank savings aren’t looking too attractive these days.

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a woman
Credit Cards

3 top credit cards to spend big on Christmas in July

| Ken Hall

To help you through this busy start of the new financial year, I’ve taken a look at 3 great value…

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a woman
Tax

Superannuation: Should you start FY 2020 by salary sacrificing?

| Ken Hall

With the 2019 financial year now underway, it might be time to see if salary sacrificing is for you and,…

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a woman
Personal Finance

Here are 3 ways to make FY20 your best ever year

| Tristan Harrison

These 3 initiatives could make FY20 your best ever year.

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a woman
Personal Finance

Should you invest if you have debt?

| Sebastian Bowen

Ask yourself if you should have Westpac Banking Corp (ASX:WBC) shares or a Westpac loan?

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a woman
Personal Finance

How much wealth do you need for your desired quality of life?

| Tristan Harrison

Do you know how much wealth you need for your desired quality of life?

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a woman
Credit Cards

How to beat the banks with your credit card spending in 2019

| Ken Hall

How do the banks benefit from selling you a credit card and how can you improve your odds to maximise…

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a woman
Investing Strategies

Should you invest or pay off the mortgage?

| Sebastian Bowen

Is investing in ETF shares like Vanguard Australian Shares ETF (ASX: VAS) better for your finances than paying off the…

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a woman
Personal Finance

How to generate $1,000 a month in passive income

| Tristan Harrison

Here’s how to make $1,000 a month in passive income.

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a woman
Defensive Shares

How to use ASX ETFs to save for a house deposit

| Sebastian Bowen

Using ASX ETFs to save for a house deposit is an option for first home buyers

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a woman
Personal Finance

Do you know your magic finance number?

| Tristan Harrison

What’s your magic finance number?

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a woman
Personal Finance

Here's how to make a $1 million portfolio by investing $1,000 a month

| Tristan Harrison

This could be the way to become a millionaire by investing $1,000 a month.

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a woman
Personal Finance

Are you going to outlive your superannuation savings?

| Tristan Harrison

A new study says that a lot of people are going to outlive their superannuation savings.

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a woman
Personal Finance

3 actionable steps to improve your finances

| Tristan Harrison

Here are 3 actionable steps you can take to improve your finances.

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a woman
Personal Finance

Why your earnings potential is just as important as your portfolio

| Tristan Harrison

I think it’s important to maximise your earnings potential as well as your portfolio.

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a woman
Share Market News

Falling house prices continue to impact CBA and big banks

| Tom Richardson

Share prices of Commonwealth Bank of Australia (ASX: CBA) and the other big banks are still under pressure as house…

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a woman
Personal Finance

4 steps to make FY20 your best financial year

| Tristan Harrison

Here are 4 steps you could take to make FY20 your best financial year.

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a woman
Share Market News

JP Morgan just SHOCKED the market with its RBA rate cut call

| Tom Richardson

Are Australian lending rates heading to almost zero?

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a woman
Personal Finance

How much money should you save?

| Tristan Harrison

Is there a right answer about how much money you should spend?

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a woman
Personal Finance

Tips on how to stay rich, from Australia's richest people

| Tristan Harrison

Here are some of richest Australians sharing how to stay rich.

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a woman
Personal Finance

Do you know how much money you're missing out on?

| Tristan Harrison

It’s important to understand what money you could be missing out on.

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a woman
Personal Finance

This 1 factor will be key to securing your financial future

| Tristan Harrison

This factor could be the key one to deciding your financial future.

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a woman
Personal Finance

Why I think home buyers should focus on their finances, ignore APRA and the RBA

| Tristan Harrison

I believe home buyers should ignore what’s going on with the APRA and the RBA.

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a woman
Personal Finance

Here's how to create a yearly income of $100,000 in dividends

| Tristan Harrison

I believe it’s a relatively straight forward process to creating an annual dividend income of $100,000.

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a woman
Personal Finance

3 ways to pay off your mortgage faster

| Tristan Harrison

Here are 3 ways to pay down your mortgage quicker.

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a woman
Personal Finance

Why using Afterpay could actually be a good spending habit

| Ken Hall

While friends and family might say it's a dangerous spending habit, using Afterpay Touch Group Ltd (ASX: APT) could be…

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a woman
Credit Cards

Should you pay for everything using a credit card?

| Tristan Harrison

A credit card is a widely used financial tool, should you buy everything with it?

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