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Personal Finance

Featured Articles

Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Personal Finance

With $5,000 cash, should I make a superannuation contribution or buy shares by 30 June?

| Laura Stewart

The end of FY25 is just around the corner.

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Falling yellow arrow with descending wooden bars with the percentage sign written on them.
Cash Rates

Reputable economist predicts big rate cuts to come. How low could the cash rate go?

| Samantha Menzies

The Reserve Bank cut interest rates by another 25-basis points this month, down to 3.85%.

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A young couple sits at their kitchen table looking at documents with a laptop open in front of them.
Personal Finance

After the RBA's rate cut, should I buy ASX 200 shares or pay down the mortgage?

| Sebastian Bowen

On paper, the answer is simple...

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Man putting in a coin in a coin jar with piles of coins next to it.
Cash Rates

The top places to park your cash following the RBA's rate cut

| Sebastian Bowen

Cash is not the investment it used to be.

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A happy family of four on holidays stand on a jetty and cheer.
Personal Finance

Where should you invest your dividends?

| Tristan Harrison

There are a few things we can direct our cash payouts towards.

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Man putting in a coin in a coin jar with piles of coins next to it.
Personal Finance

3 things I'm doing before the end of the financial year to build my wealth

| Tristan Harrison

I’m making moves to improve my finances.

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Retired couple hugging and laughing.
Share Market News

Eyeing retirement: Do you really need $1 million?

| Laura Stewart

AustralianSuper recently weighed in.

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A senior investor wearing glasses sits at his desk and works on his ASX shares portfolio on his laptop.
Personal Finance

3 things I'm doing ahead of the new financial year, FY26

| Tristan Harrison

I think this is a great time to look at a few areas of my finances.

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Recent Personal Finance News

a woman
Personal Finance

How to make millions in a recession

| Tristan Harrison

A recession can be a painful time, but it can be a time where you can make a lot of…

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a woman
Personal Finance

Coronavirus: Your financial toolkit to get through this period

| Tristan Harrison

The coronavirus is causing uncertainty, but you can get through this with the right financial toolkit and attitude.

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a woman
Personal Finance

Here's how to make a $1 million portfolio by investing $1,000 a month

| Tristan Harrison

Do you want to make a $1 million portfolio? You can do it by investing just $1,000 into the ASX…

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a woman
Personal Finance

Use this volatility to accelerate your share portfolio to $1 million

| Tristan Harrison

The current share market volatility could be an opportunity to help your share portfolio towards $1 million.

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a woman
Share Market News

Controversial cash payment ban bill could see you paying the banks to hold your deposits

| Margie Baldock

New laws currently propose jail for Aussies who spend more than $10,000 in cash!

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a woman
Personal Finance

How to generate $1,000 a month in dividends from shares

| Tristan Harrison

If you want to generate $1,000 a month in passive income then I think you should be investing in ASX…

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a woman
Personal Finance

Should you borrow to invest in shares?

| Tristan Harrison

Should investors borrow money to invest in shares? It’s an important question because it raises the risks and rewards.

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a woman
Personal Finance

2 ways to prepare your finances for the coronavirus

| Tristan Harrison

Here are 2 ways to prepare your finances for the coronavirus, there are going to be some interesting opportunities in…

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a woman
Personal Finance

3 tips to prepare for a prosperous retirement

| Sebastian Bowen

Here are 3 tips that can hep you plan a prosperous retirement for you and your family.

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a woman
Personal Finance

Warning! If you're not happy with your finances, you're not alone…

| Sebastian Bowen

Are you happy with your ASX bank and your personal finances? If not, you're not alone!

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a woman
Personal Finance

More than half of Aussies are experiencing financial stress. Can money really buy happiness?

| Sebastian Bowen

Can money really buy you happiness? And can unhappiness cost you money?

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a woman
Personal Finance

2 ways to make 2020 your best financial year

| Tristan Harrison

Here are 2 ways to make 2020 your best financial year, one of those ways is to start tracking your…

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a woman
Personal Finance

What Holden's exit and huge sale discounts teach us about finance

| Tristan Harrison

The exit of Holden teaches us several different things about investing, about finance and about business operations.

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a woman
Personal Finance

You're probably spending too much money on these 3 things

| Sebastian Bowen

Here are three things you might be spending too much money on!

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a woman
Personal Finance

Here's why paying off your mortgage early is a mistake

| Sebastian Bowen

Here's why paying off your mortgage early could be a worse investment than ASX shares.

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a woman
Cash Rates

Why the RBA is saying interest rates could stay low "for decades"

| Kate O'Brien

Interest rates could stay low “for decades” according to Reserve Bank governor Philip Lowe. Here's a closer look at the…

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a woman
Tax

2 tax breaks the ATO is begging you to take

| Tristan Harrison

The ATO is begging you to take advantage of these 2 tax breaks, which should help accelerate your wealth higher…

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a woman
Personal Finance

Here's how much money the average Australian has in savings

| Sebastian Bowen

How much in savings do you think the average Aussie has? The answer might surprise you!

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a woman
Personal Finance

How much does the average Australian earn?

| Tristan Harrison

How much does the average Australian earn? Do you earn more than the average Australian wage earner? How can you…

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a woman
Personal Finance

3 money tips to boost your finances in 2020

| Sebastian Bowen

Here are 3 money hacks to help with your personal finance and wealth in 2020.

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a woman
Tax

How to pay less tax and boost your ASX returns

| Ken Hall

A few simple strategies to pay less tax on your investments and get higher overall returns from your ASX shares…

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a woman
Personal Loans

How to pay down debt quickly and invest more in ASX shares

| Ken Hall

It can be hard to pay down debt and get back in control. Here are a few easy tips to…

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a woman
Personal Finance

How to get your friends excited about investing

| Tristan Harrison

Investing is one of the most important things about getting in control of your money. You could also get your…

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a woman
Personal Finance

Is a credit card a good replacement for an emergency fund?

| Tristan Harrison

Can a credit card be a good replacement for an emergency fund in a bank account when you need access…

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a woman
Personal Finance

What would you do if the market halved tomorrow?

| Regan Pearson

Taking some time to prepare today will stand you in good stead when volatility does hit.

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a woman
Personal Finance

How to become a millionaire – Anyone can do it

| Tristan Harrison

Here’s how to become a millionaire, anyone can do it! Including you. You just have to put your money and…

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a woman
Personal Finance

Want to become wealthy? Do this 1 thing

| Tristan Harrison

If you want to become wealthy then one of the main things you need to do is re-invest your dividends…

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a woman
Personal Finance

4 simple steps to become a millionaire with ASX shares

| Tristan Harrison

Here are 4 simple steps that any average Australian can follow and become a millionaire over time with ASX shares.

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a woman
Share Market News

Why the bushfire crisis is increasing the odds of a February rate cut

| Kate O'Brien

Damage to the economy caused by Australia’s bushfire crisis has increased the chances of an interest rate cut next month.

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a woman
Credit Cards

Should you get a credit card in 2020?

| Sebastian Bowen

With services like Afterpay Ltd (ASX: APT) available, should you even get a credit card? Here's some pros and cons.

Read more »

a woman
Personal Finance

Here's why your bank account doesn't pay real interest anymore

| Sebastian Bowen

Here's why the interest rates on your Commonwealth Bank of Australia (ASX: CBA) bank acocunt are so low!

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a woman
Personal Finance

How to become a millionaire on a $60,000 salary

| Tristan Harrison

It’s definitely possible to become a millionaire on a $60,000 salary by using the power of compound interest.

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a woman
Personal Finance

Here's why you might not want to pick a 'balanced' super fund

| Sebastian Bowen

Here's why choosing a 'balanced' superannuation fund might not be the best idea for your future wealth

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a woman
Personal Finance

Make these 3 money tips your 2020 resolution

| Sebastian Bowen

Here are some New Year's Resolutions that I think anyone can adopt in 2020

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a woman
Personal Finance

How to generate $1,000 a month in dividends from shares

| Tristan Harrison

Here's how to generate $1,000 a month in dividends from your portfolio with ASX shares and build up your passive…

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a woman
Personal Finance

3 easy steps to get your financial health on track in 2020

| Kate O'Brien

January is a great time to reset and get back on track. If you’ve let your financial health slip, the…

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a woman
Personal Finance

How to make a $1 million ASX share portfolio by investing $1,000 a month

| Tristan Harrison

This is how to make a $1 million ASX share portfolio by investing relatively little money each year such as…

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a woman
Retirement

Under 40? Here's why you should pay attention to your super in 2020

| Sebastian Bowen

If you're under 40, spending 30 minutes looking at your superannuation could be the best investment you ever make

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a woman
Personal Finance

The financial New Year's resolutions you should be making

| Kate O'Brien

New Years is a great time for a financial fresh start. As we roll into 2020 we take a look…

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a woman
Personal Finance

3 actionable steps to improve your finances

| Tristan Harrison

Here are 3 actionable steps to improve your finances this festive season, including to start investing in shares.

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