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Personal Finance

Featured Articles

A man walks up three brick pillars to a dollar sign.
Personal Finance

How to replace your wage with passive income in 3 steps

| Tristan Harrison

Itā€™s a straightforward process to replace a salary with dividends.

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Cubes with tax written on them on top of Australian dollar notes.
Tax

How much tax do your ASX shares pay? Why it might matter

| Zach Bristow

Taxes. One of the two unavoidables in life.

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a small girl empties a piggy bank of coins onto a table while her mother looks on in the background.
Personal Finance

Relying on bank term deposits to build wealth? You need to read this

| Tristan Harrison

Looking to grow your net worth? Term deposits may not be the best choice.

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Elderly couple look sideways at each other in mild disagreement
Retirement

How would the proposed unrealised gains tax impact your superannuation?

| Zach Bristow

If passed, the impacts could be profound for those with higher-end super balances.

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a mature but cool older woman holds a watering can and tends to a healthy green plant growing up the wall in her house.
Personal Finance

$50,000 in an offset? The hidden cost of not investing in ASX shares

| Mitchell Lawler

Saving 7.5% using an offset is not the same as earning 7.5% on shares.

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A young woman with a ponytail stands at the crossroads, trying to choose between one way or the other.
Personal Finance

Dividends or capital gains from ASX shares: Which are better?

| Tristan Harrison

Should investors be more interested in one type of return over another?

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parents putting money in piggy bank for kids future
Retirement

Delayed retirement and other costs of being the Bank of Mum and Dad

| Bronwyn Allen

A survey shows delayed retirement and lost opportunities to travel are among the costs.

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Personal Finance

5 ways ASX shares investors define financial success

| Bronwyn Allen

What does financial success mean to you?

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Recent Personal Finance News

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Credit Cards

How to eliminate credit card debt today

| Ken Hall

If you're trying to get your credit card debt under control right now, here are a few tips to help…

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Personal Finance

How to make sure your finances stay strong during coronavirus

| Tristan Harrison

Coronavirus is causing strong economic disruption across the board. Howā€™s how to make sure your finances stay strong.

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Coronavirus News

How to save more money with less income

| Ken Hall

Even if you've got less income, there are still ways to save more money than ever before. Here's a few…

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a woman
Personal Finance

Should you invest your emergency fund in a bear market?

| Ken Hall

With S&P/ASX 200 shares slumping lower, now could be a great time to buy. But should you invest your emergency…

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a woman
Personal Finance

How to increase your savings today

| Ken Hall

If you're looking to tighten the wallet and increase your savings in 2020, here's a few helpful hints to get…

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a woman
Personal Finance

How much cash should you have before you invest in ASX shares?

| Sebastian Bowen

How much money should you have before you invest in ASX shares during this stock market crash?

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Personal Finance

How to fix your finances even in a recession

| Ken Hall

It's an uncertain time for many Fools right now as COVID-19 takes hold. Here are a few tips to help…

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a woman
Credit Cards

What to do about your credit card debt right now

| Ken Hall

If you have a credit card debt, you might be nervous right now. Here are a few quick things to…

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a woman
Personal Finance

How to handle mortgage repayments in a recession

| Ken Hall

If you're one of many Aussies wondering how to tackle your mortgage repayments right now, here are a few tips…

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Personal Finance

Coronavirus: How does a $10k super withdrawal affect your retirement?

| Ken Hall

The Federal Government is letting some Aussies make a $10k super withdrawal, but here's why you should think carefully before…

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Personal Finance

Coronavirus: How to stay positive during these times

| Tristan Harrison

These are difficult times to live through for multiple reasons because of the coronavirus. Here are some ideas how to…

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Personal Finance

How to organise your finances today to buy more ASX 200 shares

| Ken Hall

With a lot of uncertainty in the economy, here are a few tips to help you organise your finances and…

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Coronavirus News

Coronavirus: what are your financial support options?

| Kiryll Prakapenka

The coronavirus crisis has far reaching impacts. Here, we discuss government financial support options to help ease the burden many…

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a woman
Personal Finance

2 tips to tighten up your finances in this difficult time

| Sebastian Bowen

Here are 2 tips to give your personal finances a spring clean during this lockdown period.

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a woman
Personal Finance

Coronavirus: 3 ways to reduce your spending today

| Ken Hall

If you're one of many Aussies looking to slash spending as the coronavirus pandemic builds, here's a few easy tips…

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Personal Finance

Should I access or change my super during the coronavirus crisis?

| Phil Harpur

Here we look at whether its a good idea to access your super or change your super investment strategy during…

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a woman
Personal Finance

Coronavirus: Should you be investing at all during the lockdown?

| Sebastian Bowen

Here's why you might want to be careful investing in today's ASX share market amid the lockdown.

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Personal Finance

What the coronavirus has taught us about financial planning

| Tristan Harrison

The coronavirus is causing widespread issues for people both in healthcare terms and financially painful effects.

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Personal Finance

Ways to make money during the coronavirus lockdown

| Tristan Harrison

The coronavirus lockdown has blocked off the source of most peopleā€™s income. How can you still make money?

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Personal Finance

Coronavirus: Why withdrawing your super might be a risky move

| Sebastian Bowen

Thinking about withdrawing your superannuation early? Make sure you understand the consequences!

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Personal Finance

Here's Warren Buffett's best tip for managing your money right now

| Sebastian Bowen

Warren Buffett advocates having a 'financial fortress'. Here's why you should follow his advice before investing in ASX shares.

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Personal Finance

How to make millions in a recession

| Tristan Harrison

A recession can be a painful time, but it can be a time where you can make a lot of…

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a woman
Personal Finance

Coronavirus: Your financial toolkit to get through this period

| Tristan Harrison

The coronavirus is causing uncertainty, but you can get through this with the right financial toolkit and attitude.

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Personal Finance

Here's how to make a $1 million portfolio by investing $1,000 a month

| Tristan Harrison

Do you want to make a $1 million portfolio? You can do it by investing just $1,000 into the ASX…

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Personal Finance

Use this volatility to accelerate your share portfolio to $1 million

| Tristan Harrison

The current share market volatility could be an opportunity to help your share portfolio towards $1 million.

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Share Market News

Controversial cash payment ban bill could see you paying the banks to hold your deposits

| Margie Baldock

New laws currently propose jail for Aussies who spend more than $10,000 in cash!

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a woman
Personal Finance

How to generate $1,000 a month in dividends from shares

| Tristan Harrison

If you want to generate $1,000 a month in passive income then I think you should be investing in ASX…

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a woman
Personal Finance

Should you borrow to invest in shares?

| Tristan Harrison

Should investors borrow money to invest in shares? Itā€™s an important question because it raises the risks and rewards.

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Personal Finance

2 ways to prepare your finances for the coronavirus

| Tristan Harrison

Here are 2 ways to prepare your finances for the coronavirus, there are going to be some interesting opportunities in…

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Personal Finance

3 tips to prepare for a prosperous retirement

| Sebastian Bowen

Here are 3 tips that can hep you plan a prosperous retirement for you and your family.

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Personal Finance

Warning! If you're not happy with your finances, you're not alone…

| Sebastian Bowen

Are you happy with your ASX bank and your personal finances? If not, you're not alone!

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Personal Finance

More than half of Aussies are experiencing financial stress. Can money really buy happiness?

| Sebastian Bowen

Can money really buy you happiness? And can unhappiness cost you money?

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Personal Finance

2 ways to make 2020 your best financial year

| Tristan Harrison

Here are 2 ways to make 2020 your best financial year, one of those ways is to start tracking your…

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Personal Finance

What Holden's exit and huge sale discounts teach us about finance

| Tristan Harrison

The exit of Holden teaches us several different things about investing, about finance and about business operations.

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Personal Finance

You're probably spending too much money on these 3 things

| Sebastian Bowen

Here are three things you might be spending too much money on!

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Personal Finance

Here's why paying off your mortgage early is a mistake

| Sebastian Bowen

Here's why paying off your mortgage early could be a worse investment than ASX shares.

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Cash Rates

Why the RBA is saying interest rates could stay low "for decades"

| Kate O'Brien

Interest rates could stay low ā€œfor decadesā€ according to Reserve Bank governor Philip Lowe. Here's a closer look at the…

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a woman
Tax

2 tax breaks the ATO is begging you to take

| Tristan Harrison

The ATO is begging you to take advantage of these 2 tax breaks, which should help accelerate your wealth higher…

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a woman
Personal Finance

Here's how much money the average Australian has in savings

| Sebastian Bowen

How much in savings do you think the average Aussie has? The answer might surprise you!

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a woman
Personal Finance

How much does the average Australian earn?

| Tristan Harrison

How much does the average Australian earn? Do you earn more than the average Australian wage earner? How can you…

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