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Personal Finance

Featured Articles

A man walks up three brick pillars to a dollar sign.
Personal Finance

How to replace your wage with passive income in 3 steps

| Tristan Harrison

It’s a straightforward process to replace a salary with dividends.

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Cubes with tax written on them on top of Australian dollar notes.
Tax

How much tax do your ASX shares pay? Why it might matter

| Zach Bristow

Taxes. One of the two unavoidables in life.

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a small girl empties a piggy bank of coins onto a table while her mother looks on in the background.
Personal Finance

Relying on bank term deposits to build wealth? You need to read this

| Tristan Harrison

Looking to grow your net worth? Term deposits may not be the best choice.

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Elderly couple look sideways at each other in mild disagreement
Retirement

How would the proposed unrealised gains tax impact your superannuation?

| Zach Bristow

If passed, the impacts could be profound for those with higher-end super balances.

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a mature but cool older woman holds a watering can and tends to a healthy green plant growing up the wall in her house.
Personal Finance

$50,000 in an offset? The hidden cost of not investing in ASX shares

| Mitchell Lawler

Saving 7.5% using an offset is not the same as earning 7.5% on shares.

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A young woman with a ponytail stands at the crossroads, trying to choose between one way or the other.
Personal Finance

Dividends or capital gains from ASX shares: Which are better?

| Tristan Harrison

Should investors be more interested in one type of return over another?

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parents putting money in piggy bank for kids future
Retirement

Delayed retirement and other costs of being the Bank of Mum and Dad

| Bronwyn Allen

A survey shows delayed retirement and lost opportunities to travel are among the costs.

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A guy wearing glasses tries to show off his muscles.
Personal Finance

5 ways ASX shares investors define financial success

| Bronwyn Allen

What does financial success mean to you?

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Recent Personal Finance News

person handing a folder entitled portfolio to another person
Personal Finance

Here's how to make a $1 million portfolio by investing $1,000 a month

| Tristan Harrison

If you want to make a $1 million portfolio then all you need to do is invest $1,000 a month…

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Female investor in front of computer with hands at forehead.
Index investing

How ETFs can be a nightmare at tax time

| Tony Yoo

These shares are popular with retail investors, but experts caution the tax man won't treat them the same way as…

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hand holding hammer smashing open empty piggy bank
Personal Finance

Does it ever make sense to access your super early?

| Ken Hall

It's easy to dismiss accessing your super early as a bad idea, but does it ever make financial sense to…

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Personal Finance

Emergency funds: Are they still important?

| Tristan Harrison

Are emergency funds still important? COVID-19 seems to have sent the world upside down, but some financial foundations shouldn’t be…

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Young female investor holding cash ASX retail capital return
Personal Finance

How to become a millionaire with ASX shares starting with $0

| Tristan Harrison

It’s totally possible to become a millionaire with ASX shares even if you’re starting with $0 as your portfolio balance.…

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Tax

Tax time 2020! 3 ways to get the most bang for your buck

| Sebastian Bowen

Now that tax time 2020 is upon us, here are tips you can use to get a better return and…

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Personal Finance

How to become a millionaire in 25 years with $20 a day

| Tristan Harrison

It’s definitely possible to become a millionaire in 25 years with just $20 a day. You just need to be…

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Tax

Is investing in super a smart move right now?

| Ken Hall

Investing in super can generate long-term wealth, but it's not for everyone. Here's some things to consider before locking your…

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Tax

Why you should top up your super before June 30

| Sebastian Bowen

Here's why having a look at your super fund before tax time 2020 might save you some tax, a lot…

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Tax

One often overlooked tax tip that could save you thousands

| Brendon Lau

The end of the financial year is a little more than a week off and there’s one tax tip that…

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Credit Cards

Is 2020 a good time to get a credit card?

| Ken Hall

With so much uncertainty in the economy right now, could 2020 be the year to start using a credit card…

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Tax

3 tax tips for investors in 2020

| Sebastian Bowen

Ensure you make the most of tax time 2020 with these 3 tax tips for investors which could get you…

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Tax

What selling ASX shares means at tax time

| Ken Hall

If you've been buying and selling ASX shares like mad in 2020, you might want to know what's lying ahead…

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Personal Finance

How much money should you have in your emergency fund going forwards?

| Tristan Harrison

How much money should you have in your emergency fund going forwards? The coronavirus pandemic has really changed the financial…

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⏸️ ASX Shares

Tax planning for ASX 200 investors

| Lloyd Prout

No one likes paying tax. Here are a few things that ASX 200 investors can do to organise their portfolio…

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Tax

What ASX investors can do before 30 June to save tax

| Lloyd Prout

It's nearly June, so S&P/ASX 200 Index (ASX: XJO) investors should start considering their tax affairs for FY20. Given death…

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Personal Finance

How $1,000 can be enough to change your money mindset

| Tristan Harrison

I think that $1,000 can be enough to change your money mindset forever. You just need to make that shift…

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Retirement

How to tidy up your super in just 10 minutes this weekend

| Sebastian Bowen

Here are 3 easy tips that anyone can use to tidy up their super this weekend! It could save you…

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Personal Finance

Save your future self from financial misery

| Tristan Harrison

You can save your future self from financial misery by making sure to invest and save during this volatile share…

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a woman
Personal Finance

Don't delay: Start investing today in shares to become rich

| Tristan Harrison

If you want to become rich then I think you should start investing in shares. You can build wealth in…

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Personal Finance

How to manage your super in an ASX market crash

| Sebastian Bowen

Thinking of switching your super to cash during an ASX market crash? Manage your super properly in case of more…

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Personal Finance

How to use your superannuation to become a millionaire

| Sebastian Bowen

Super isn't an investment but rather a vehicle used to buy ASX shares – here's how to use your superannuation…

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Personal Finance

3 ways to pay off your mortgage faster

| Sebastian Bowen

Here are 3 ways you can pay off your mortgage faster and save yourself thousands of dollars in interest costs.

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a woman
Personal Finance

Want to become wealthy? Do this one thing

| Tristan Harrison

Do you want to become wealthy? Then you just need to do one essential thing for your personal finances. Save.

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Personal Finance

The first personal finance thing Warren Buffett would do

| Tristan Harrison

There’s one particular personal finance thing Warren Buffett would do first with some money if he were given cash.

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Personal Finance

Here's why using a credit card is dangerous in 2020

| Sebastian Bowen

High interest rates, low benefits and psychological tricks... Here's why I think most people should avoid a credit card in…

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a woman
Personal Finance

Have you withdrawn money from super? Here's why you should replace it when you can

| Sebastian Bowen

Here's why you should replace any withdrawn funds from super as soon as you can. You might find it's the…

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a woman
Personal Finance

Using shares, how much could $5,000 turn into after 30 years

| Tristan Harrison

Do you have $5,000 to invest? It could grow into a very big number over 30 years thanks to shares…

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a woman
Personal Finance

Coronavirus: A guide to financial wellbeing in this difficult time

| Sebastian Bowen

Here's a guide to financial wellbeing and a positive investing mindset in the age of the coronavirus.

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a woman
Coronavirus News

Early access to superannuation available from today

| Kate O'Brien

Australians experiencing hardship as a result of the COVID-19 pandemic can apply to withdraw funds from their superannuation from today.

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a woman
Personal Finance

How to create a yearly income of $50,000 in dividends

| Tristan Harrison

Here’s how to create a yearly income of $50,000 in dividends from quality ASX income shares to boost your income.

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a woman
Personal Finance

Is debt getting you down in this ASX stock market crash?

| Sebastian Bowen

Here's why debt is now a massive issue for many Australians - here's what to do about it!

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a woman
Personal Finance

Why I'm not worried about the ASX 200 falling further

| Ken Hall

The S&P/ASX 200 Index (ASX: XJO) is falling in 2020. Here's why I'm not too worried about what's going on…

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a woman
Personal Finance

My final tip to help you prepare for a recession in 2020

| Lloyd Prout

With Australia heading for a recession, here are some tips for ASX investors to survive and thrive going forward.

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a woman
Personal Finance

3 tips to increase your cash flow instantly

| Ken Hall

If you're looking to increase your cash flow amid the coronavirus crisis, here are a few simple strategies to get…

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a woman
Personal Finance

The second step you should take to prepare for a 2020 recession

| Lloyd Prout

Australia may be heading for its first recession since 1991. Here are a few steps for ASX investors to plan…

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a woman
Personal Finance

Should you buy things on a credit card during coronavirus?

| Tristan Harrison

Is it a good idea to buy things on a credit card during the coronavirus outbreak? Here are some things…

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a woman
Personal Finance

The first step you need to take to prepare for a recession

| Lloyd Prout

The last time we saw a recession in Australia was in 1991! Unfortunately, it seems like that's about to change. Here's…

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a woman
Personal Finance

Coronavirus: Should you change your super allocation?

| Ken Hall

Coronavirus concerns have smashed ASX shares in 2020, but here's why a change in your super allocation is not a…

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a woman
Cash Rates

Where's a safe place for my money right now?

| Ken Hall

With markets falling lower, you might be looking for a safe place for your money. Here's where you can invest…

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