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Personal Finance

Featured Articles

Beautiful young couple enjoying in shopping, symbolising passive income.
Personal Finance

Here's how investors can consider saving and investing $5 a day to make $2,500 a month in passive income!

| Tristan Harrison

Anyone can build up passive income. Here’s how.

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A couple are happy sitting on their yacht.
Personal Finance

There are 2.8 million Australian millionaires. Here's how to become one of them

| Sebastian Bowen

There are more millionaires amongst us than we might think.

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Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne and enjoying the good life thanks to Pilbara Minerals share price gains in recent times
Personal Finance

Want to retire early with $1 million? Here's how

| Tristan Harrison

A mixture of savings and investing can create wonderful results.

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A man walks up three brick pillars to a dollar sign.
Personal Finance

How to replace your wage with passive income in 3 steps

| Tristan Harrison

It’s a straightforward process to replace a salary with dividends.

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Cubes with tax written on them on top of Australian dollar notes.
Tax

How much tax do your ASX shares pay? Why it might matter

| Zach Bristow

Taxes. One of the two unavoidables in life.

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a small girl empties a piggy bank of coins onto a table while her mother looks on in the background.
Personal Finance

Relying on bank term deposits to build wealth? You need to read this

| Tristan Harrison

Looking to grow your net worth? Term deposits may not be the best choice.

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Elderly couple look sideways at each other in mild disagreement
Retirement

How would the proposed unrealised gains tax impact your superannuation?

| Zach Bristow

If passed, the impacts could be profound for those with higher-end super balances.

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a mature but cool older woman holds a watering can and tends to a healthy green plant growing up the wall in her house.
Personal Finance

$50,000 in an offset? The hidden cost of not investing in ASX shares

| Mitchell Lawler

Saving 7.5% using an offset is not the same as earning 7.5% on shares.

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Recent Personal Finance News

How to invest

CBA CEO: Borrowing to invest is asking for trouble

| Tony Yoo

Matt Comyn recalls the time when he met a low-income retiree who had lost their life savings after receiving very…

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Personal Finance

3 personal finance tips to help strong investing

| Tristan Harrison

I’ve got 3 personal finance tips to help provide the foundation for the ability to go out and confidently invest…

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Happy young man and woman throwing dividend cash into air in front of orange background.
⏸️ Investor Education

$1.1 billion pot: Do you have lost shares to claim?

| Tony Yoo

Lost stocks, dividends and bank accounts are just sitting there. Here's how to get your hands on your piece of…

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person handing a folder entitled portfolio to another person
Personal Finance

Here's how to make a $1 million portfolio by investing $1,000 a month

| Tristan Harrison

If you want to make a $1 million portfolio then all you need to do is invest $1,000 a month…

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Female investor in front of computer with hands at forehead.
Index investing

How ETFs can be a nightmare at tax time

| Tony Yoo

These shares are popular with retail investors, but experts caution the tax man won't treat them the same way as…

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hand holding hammer smashing open empty piggy bank
Personal Finance

Does it ever make sense to access your super early?

| Ken Hall

It's easy to dismiss accessing your super early as a bad idea, but does it ever make financial sense to…

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Personal Finance

Emergency funds: Are they still important?

| Tristan Harrison

Are emergency funds still important? COVID-19 seems to have sent the world upside down, but some financial foundations shouldn’t be…

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Young female investor holding cash ASX retail capital return
Personal Finance

How to become a millionaire with ASX shares starting with $0

| Tristan Harrison

It’s totally possible to become a millionaire with ASX shares even if you’re starting with $0 as your portfolio balance.…

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Tax

Tax time 2020! 3 ways to get the most bang for your buck

| Sebastian Bowen

Now that tax time 2020 is upon us, here are tips you can use to get a better return and…

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Personal Finance

How to become a millionaire in 25 years with $20 a day

| Tristan Harrison

It’s definitely possible to become a millionaire in 25 years with just $20 a day. You just need to be…

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Tax

Is investing in super a smart move right now?

| Ken Hall

Investing in super can generate long-term wealth, but it's not for everyone. Here's some things to consider before locking your…

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Tax

Why you should top up your super before June 30

| Sebastian Bowen

Here's why having a look at your super fund before tax time 2020 might save you some tax, a lot…

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Tax

One often overlooked tax tip that could save you thousands

| Brendon Lau

The end of the financial year is a little more than a week off and there’s one tax tip that…

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Credit Cards

Is 2020 a good time to get a credit card?

| Ken Hall

With so much uncertainty in the economy right now, could 2020 be the year to start using a credit card…

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Tax

3 tax tips for investors in 2020

| Sebastian Bowen

Ensure you make the most of tax time 2020 with these 3 tax tips for investors which could get you…

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Tax

What selling ASX shares means at tax time

| Ken Hall

If you've been buying and selling ASX shares like mad in 2020, you might want to know what's lying ahead…

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Personal Finance

How much money should you have in your emergency fund going forwards?

| Tristan Harrison

How much money should you have in your emergency fund going forwards? The coronavirus pandemic has really changed the financial…

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⏸️ ASX Shares

Tax planning for ASX 200 investors

| Lloyd Prout

No one likes paying tax. Here are a few things that ASX 200 investors can do to organise their portfolio…

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Tax

What ASX investors can do before 30 June to save tax

| Lloyd Prout

It's nearly June, so S&P/ASX 200 Index (ASX: XJO) investors should start considering their tax affairs for FY20. Given death…

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Personal Finance

How $1,000 can be enough to change your money mindset

| Tristan Harrison

I think that $1,000 can be enough to change your money mindset forever. You just need to make that shift…

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Retirement

How to tidy up your super in just 10 minutes this weekend

| Sebastian Bowen

Here are 3 easy tips that anyone can use to tidy up their super this weekend! It could save you…

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Personal Finance

Save your future self from financial misery

| Tristan Harrison

You can save your future self from financial misery by making sure to invest and save during this volatile share…

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a woman
Personal Finance

Don't delay: Start investing today in shares to become rich

| Tristan Harrison

If you want to become rich then I think you should start investing in shares. You can build wealth in…

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Personal Finance

How to manage your super in an ASX market crash

| Sebastian Bowen

Thinking of switching your super to cash during an ASX market crash? Manage your super properly in case of more…

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Personal Finance

How to use your superannuation to become a millionaire

| Sebastian Bowen

Super isn't an investment but rather a vehicle used to buy ASX shares – here's how to use your superannuation…

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Personal Finance

3 ways to pay off your mortgage faster

| Sebastian Bowen

Here are 3 ways you can pay off your mortgage faster and save yourself thousands of dollars in interest costs.

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a woman
Personal Finance

Want to become wealthy? Do this one thing

| Tristan Harrison

Do you want to become wealthy? Then you just need to do one essential thing for your personal finances. Save.

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Personal Finance

The first personal finance thing Warren Buffett would do

| Tristan Harrison

There’s one particular personal finance thing Warren Buffett would do first with some money if he were given cash.

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Personal Finance

Here's why using a credit card is dangerous in 2020

| Sebastian Bowen

High interest rates, low benefits and psychological tricks... Here's why I think most people should avoid a credit card in…

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a woman
Personal Finance

Have you withdrawn money from super? Here's why you should replace it when you can

| Sebastian Bowen

Here's why you should replace any withdrawn funds from super as soon as you can. You might find it's the…

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a woman
Personal Finance

Using shares, how much could $5,000 turn into after 30 years

| Tristan Harrison

Do you have $5,000 to invest? It could grow into a very big number over 30 years thanks to shares…

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a woman
Personal Finance

Coronavirus: A guide to financial wellbeing in this difficult time

| Sebastian Bowen

Here's a guide to financial wellbeing and a positive investing mindset in the age of the coronavirus.

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a woman
Coronavirus News

Early access to superannuation available from today

| Kate O'Brien

Australians experiencing hardship as a result of the COVID-19 pandemic can apply to withdraw funds from their superannuation from today.

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a woman
Personal Finance

How to create a yearly income of $50,000 in dividends

| Tristan Harrison

Here’s how to create a yearly income of $50,000 in dividends from quality ASX income shares to boost your income.

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a woman
Personal Finance

Is debt getting you down in this ASX stock market crash?

| Sebastian Bowen

Here's why debt is now a massive issue for many Australians - here's what to do about it!

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a woman
Personal Finance

Why I'm not worried about the ASX 200 falling further

| Ken Hall

The S&P/ASX 200 Index (ASX: XJO) is falling in 2020. Here's why I'm not too worried about what's going on…

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a woman
Personal Finance

My final tip to help you prepare for a recession in 2020

| Lloyd Prout

With Australia heading for a recession, here are some tips for ASX investors to survive and thrive going forward.

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a woman
Personal Finance

3 tips to increase your cash flow instantly

| Ken Hall

If you're looking to increase your cash flow amid the coronavirus crisis, here are a few simple strategies to get…

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a woman
Personal Finance

The second step you should take to prepare for a 2020 recession

| Lloyd Prout

Australia may be heading for its first recession since 1991. Here are a few steps for ASX investors to plan…

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a woman
Personal Finance

Should you buy things on a credit card during coronavirus?

| Tristan Harrison

Is it a good idea to buy things on a credit card during the coronavirus outbreak? Here are some things…

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