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Personal Finance

Featured Articles

A senior investor wearing glasses sits at his desk and works on his ASX shares portfolio on his laptop.
Personal Finance

3 things I'm doing ahead of the new financial year, FY26

| Tristan Harrison

I think this is a great time to look at a few areas of my finances.

Read more »

A worried woman looks at her phone and laptop, seeking ways to tighten her belt against inflation.
Personal Finance

How does your debt level compare to the average Australian?

| Sebastian Bowen

Some debts are better than others...

Read more »

Woman on a swing at a beach, symbolising passive income.
Personal Finance

Want to earn more passive income from ASX shares than your job? Here's how I'd do it

| Tristan Harrison

This is a good time to start building investment income.

Read more »

Beautiful young couple enjoying in shopping, symbolising passive income.
Personal Finance

Here's how investors can consider saving and investing $5 a day to make $2,500 a month in passive income!

| Tristan Harrison

Anyone can build up passive income. Here’s how.

Read more »

A couple are happy sitting on their yacht.
Personal Finance

There are 2.8 million Australian millionaires. Here's how to become one of them

| Sebastian Bowen

There are more millionaires amongst us than we might think.

Read more »

Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne and enjoying the good life thanks to Pilbara Minerals share price gains in recent times
Personal Finance

Want to retire early with $1 million? Here's how

| Tristan Harrison

A mixture of savings and investing can create wonderful results.

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A man walks up three brick pillars to a dollar sign.
Personal Finance

How to replace your wage with passive income in 3 steps

| Tristan Harrison

It’s a straightforward process to replace a salary with dividends.

Read more »

Cubes with tax written on them on top of Australian dollar notes.
Tax

How much tax do your ASX shares pay? Why it might matter

| Zach Bristow

Taxes. One of the two unavoidables in life.

Read more »

Recent Personal Finance News

a young boy dressed in a business suit and wearing thick black glasses peers straight ahead while sitting at a heavy wooden desk with an old-fashioned calculator and adding machine while holding a pen over a large ledger book.
Share Market News

How can I maximise my ASX franking credits in FY24?

| Tristan Harrison

Let's look at the benefits of franking credits and which ASX shares have big, growing yields.

Read more »

four one hundred dollar bills hang on a washing line with old-fashioned wooden pegs, denoting money laundering.
Tax

Inadvertently 'wash selling' your ASX shares this tax time? Here's what could happen to you

| Sebastian Bowen

Many investors fall into this common trap, and it will gt you some heat from the ATO.

Read more »

Liar loan ASX banks banker with calculator tries to make sense of the Big Four banks, indicating tough time ahead for banking shares
Personal Finance

Do you have more debt than the average Australian?

| Tony Yoo

The ability to save money is the biggest factor in your investment success.

Read more »

A senior couple discusses a share trade they are making on a laptop computer
Tax

5 things ASX investors need to know for tax time

| Tony Yoo

Many Australians skip over these issues, but they could easily burn you later.

Read more »

A man sits at his home desk calculating tax on a calculator.
Tax

Own ASX shares? Here are 3 investing tax deductions you may not be aware of

| Tristan Harrison

Aussie taxpayers, start getting your invoices together. It’s tax time!

Read more »

a small boy dressed in a bow tie and britches looks up from a pile of books with a book laid in front of him on a desk and an abacus on the other side, as though he is an accountant scouring books of figures.
Tax

Planning to sell some ASX shares before tax time? Here's what you need to know

| Tristan Harrison

It's that time of the year. We run you through some of the implications of selling shares.

Read more »

A young man sits at his desk with a laptop and documents with a gas heater visible behind him as though he is considering the information in front of him. about the BHP share price
Tax

ASX investors need to avoid this MASSIVE mistake in June that ATO will chase you for

| Tony Yoo

It starts off as innocent tax-loss selling, but it can easily turn into something far more sinister that the tax…

Read more »

An older woman high fives an older man with big smiles after seeing good news on their laptop regarding their ASX tech shares
Personal Finance

5 rules to help you build serious wealth

| Tristan Harrison

I’m following these rules to help boost my long-term finances.

Read more »

An ASX dividend investor lies back in a deck chair with his hands behind his head on a quiet and beautiful beach with blue sky and water in the background.
Investing Strategies

How much do I need to invest in ASX 200 shares to quit work and live off dividends?

| Tristan Harrison

Here’s how ASX 200 shares could be the ticket to a comfortable life.

Read more »

A family sits close together inside their home with a father and a mother each hugging their two children.
Share Market News

3 reasons not investing at all could be riskier than trying to invest

| Tristan Harrison

Households could be better off in the long term by investing.

Read more »

A woman looks questioning as she puts a coin into a piggy bank.
Investing Strategies

Expert reveals THE most critical thing to building wealth (and it's not what you think)

| Tony Yoo

Is it income? Is it investment returns? Here is one pundit's take on what will determine your financial future.

Read more »

A woman standing with a shopping trolley is on the phone, thinking hard.
Dividend Investing

Are Coles dividends better than a savings term deposit?

| Sebastian Bowen

We check whether the Coles dividend is still higher than returns from a cash savings account.

Read more »

A little girl holds on to her piggy bank, giving it a really big hug.
Bank Shares

Savings or dividends? What these 3 ASX bank shares are offering for income

| Sebastian Bowen

Dividends or interest? How can investors earn cash from ASX bank shares?

Read more »

a close up of a woman's face looks skywards as she is showered in a sea of graphic symbols of gold and silver coins bearing the bitcoin logo.
Cryptocurrencies

5 warnings from the ATO for crypto investors

| Tony Yoo

Are you reporting cryptocurrencies the correct way on your 2022 tax return? Here are some tips from the tax man.

Read more »

A close up of a dodgy man's face as taken from inside a washing machine as he looks in the machine with a sly grin on his face and holds the door open with one hand.
Share Market News

ATO's brutal warning to ASX investors

| Tony Yoo

A common practice in June is under scrutiny as the tax office seeks to stamp out illegal 'wash selling' of…

Read more »

Clock with post it as a reminder of Tax Time
Tax

The ATO is collecting crypto taxes. Here are 5 handy expert tips come tax time

| Bernd Struben

A number of factors will determine how much tax, if any, crypto investors need to pay to the ATO this…

Read more »

Clock with post it as a reminder of Tax Time
Cryptocurrencies

Own crypto or NFTs? Here's why the ATO could have you in their sights come tax time

| Bernd Struben

More than a million Aussies are estimated to have transacted in digital currencies and NFTs this year.

Read more »

Man sits at computer and analyses stock graphic
Personal Finance

What happened to the IAG share price in April?

| Sebastian Bowen

Here's how the IAG share price fared last month.

Read more »

a young boy dressed in a business suit and wearing thick black glasses peers straight ahead while sitting at a heavy wooden desk with an old-fashioned calculator and adding machine while holding a pen over a large ledger book.
Tax

Investing in ASX shares? Here's what you need to know come tax time: expert

| Bernd Struben

Australia has a world-leading dividend imputation scheme in place to prevent double taxation.

Read more »

A worried man holds his head and look at his computer.
Tax

Investing in cryptos? Here's what you need to know come tax time: expert

| Bernd Struben

Don't ignore your digital asset investment gains or losses come tax time.

Read more »

a couple clink champagne glasses on board a private aircraft with gourmet food plates set in front of them. They are wearing designer clothes and looking wealthy.
Personal Finance

This is how much the average Aussie needs to feel 'rich'

| Tony Yoo

Instead of saving and investing, a new survey finds Australians want massive yearly salaries to become rich.

Read more »

santa claus sits at a computer holding a card in his hand and looking at it with a hearth in the background next to a lit-up christmas tree.
Cryptocurrencies

Australia's first physical crypto gift cards are now on sale for Christmas

| Tony Yoo

Maybe this is the present for that special someone who is very hard to buy for. You can even go…

Read more »

half a man's face from the nose up peers over a table with a wide eyed, raised eyebrows curious expression while his hands grip either side of the table.
Cryptocurrencies

Aussie app promises 4%pa return on AUD 'stablecoin' cryptocurrency

| Tony Yoo

Comparison site reckons 12,000 Australians are waiting to plough their money into this earner. This is how it works.

Read more »

Clock with post it as a reminder of Tax Time
Tax

Own ASX ETFs? Why the ATO might be focusing on you

| Tristan Harrison

The ATO is paying closer attention to ETF investors.

Read more »

A surprised and curious male investor drinks black coffee while reading the latest news on rising ASX shares in the newspaper
Tax

Warning to all ETF shareholders doing their tax returns

| Tony Yoo

Exchange-traded funds are so popular now, but there is a taxation trap ready to maim any investor who is not…

Read more »

A woman with the word 'tax' scribbled around her, plugs her ears and grimaces, indicating the impact of tax on share price
How to invest

4 tax-time tips for first-time ASX share investors

| Tony Yoo

Pay attention, rookies. This is advice direct from the Australian Taxation Office.

Read more »

Federal Reserve ASX shares investor holding up a chart under the weight of interest rates.
Cash Rates

NAB (ASX:NAB) share price up following prediction of no rate hike until 2024

| Brooke Cooper

NAB's prediction is in line with that of the Reserve Bank of Australia.

Read more »

hiding money behind back with fingers crossed, tax evasion
Cryptocurrencies

How does the ATO know how much money I made from cryptocurrencies?

| Tony Yoo

Digital currencies like Bitcoin and Ether are meant to be anonymous on the blockchain, right? So how would the tax…

Read more »

A woman with the word 'tax' scribbled around her, plugs her ears and grimaces, indicating the impact of tax on share price
Tax

Selling some ASX shares before tax time? Here's what you should know

| Mitchell Lawler

Don't let the tax bug bite this financial year. Here's what to know...

Read more »

A woman with the word 'tax' scribbled around her, plugs her ears and grimaces, indicating the impact of tax on share price
Tax

Has the Federal Budget changed how your shares are taxed?

| Brooke Cooper

In a bid to attract talent to Australian companies, this year's Federal Budget is making changes to tax defered employee…

Read more »

hand holding hammer smashing open empty piggy bank
Personal Finance

Young people dominated COVID super withdrawals last year

| Sebastian Bowen

New research shows that younger Australians withdrew more from their super accounts last year than other age groups. Here's a…

Read more »

investor scratching head as if trying to decide whether to sell asx share price
Tax

What Biden's capital gains tax changes could mean for the ASX 200

| Marc Sidarous

What could Joe Biden’s latest proposal mean for the S&P/ASX 200 Index (ASX: XJO). Motley Fool Australia's Scott Phillips breaks…

Read more »

surprised asx investor appearing incredulous at hearing asx share price
Tax

Can you imagine paying tax on every share purchase?

| Tony Yoo

Real estate investors fork out thousands of dollars for stamp duty for each transaction. Did you know stock buyers had…

Read more »

Clock with post it as a reminder of Tax Time
Tax

How does tax on ASX shares in Australia work?

| Sebastian Bowen

Tax on Australian shares? With tax time fast approaching, here are some taxation tips to remember for your ASX share…

Read more »

covid asx share price represented by man in face mask giving thumbs up
Economy

The Australian economy will recover from COVID-19 this year, says IMF

| Brooke Cooper

The International Monetary Fund (IMF) updated its global economic growth forecast, upping the Australian economy's predicted growth to 4.5%

Read more »

safe dividend yield represented by a piggy bank wrapped in bubble wrap
Personal Finance

More Aussies now think shares are better than real estate

| Tony Yoo

Half of Australia still reckons giving their cash to the bank is better than stocks. So still plenty of money…

Read more »

a woman
Personal Finance

4 ways to make your money work harder in 2021

| Tristan Harrison

This article is about 4 different ways that Aussies can make their money work harder for them in 2021. A…

Read more »

A man walks up three brick pillars to a dollar sign.
Personal Finance

Here's how to make a $1 million share portfolio by investing $1,000 a month

| Tristan Harrison

If want to see how to make a $1 million ASX share portfolio by investing $1,000 a month, this article…

Read more »

piles of australian $100 notes, wealth, get rich, rich australian
Personal Finance

How wealthy are you compared to the average household?

| Sebastian Bowen

How wealthy is your household compared to the average Australian? The answer might surprise you, since wealth inequality is pervasive

Read more »

a woman
Tax

Do you have to pay tax on your ASX shares? – A common question answered

| Sebastian Bowen

Wondering if you have to pay tax on your ASX shares? Here are some answers to this common question about…

Read more »