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Personal Finance

Featured Articles

A group of young ASX investors sitting around a laptop with an older lady standing behind them explaining how investing works.
Personal Finance

If a 25-year-old invests $1,250 a month in ASX stocks, here's what they could have by retirement

| Tristan Harrison

This could be the right path to build long-term wealth.

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The sea's vastness is rivalled only by the refreshing feel of the drinks two friends share as they saunter along its edge, symbolising passive income.
Personal Finance

Don't want to rely on your wage? Build a second income with these ASX shares

| Tristan Harrison

Aussies can improve financial security by using ASX shares to generate passive income.

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Smiling woman with her head and arm on a desk holding $100 notes out, symbolising dividends.
Personal Finance

Getting your personal finances on track in 2026? Here are three steps to take

| Tristan Harrison

Taking these actions could make 2026 a great year for our money.

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Man with cookie dollar signs and a cup of coffee.
Personal Finance

Would dropping that $7 per day coffee actually help make you rich with ASX shares?

| Tristan Harrison

How much of a difference could cutting a daily coffee make?

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Two friends giving each other a high five at the top pf a hill.
Personal Finance

$20,000 in excess savings? Here's how to try and turn that into a second income in 2026

| Tristan Harrison

Here’s how an Aussie can invest to unlock a sizeable amount of income.

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A head shot of legendary investor Warren Buffett speaking into a microphone at an event.
Personal Finance

With no savings at 50, I'd follow Warren Buffett's method to build wealth

| Tristan Harrison

Warren Buffett has a number of useful lessons.

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A banker uses his hands to protects a pile of coins on his desk, indicating a possible inflation hedge
Cash Rates

Interest rates: Even if the RBA stops cutting, it's not all bad news

| Sebastian Bowen

There are upsides to higher rates.

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Close-up of a business man's hand stacking gold coins into piles on a desktop.
Personal Finance

If a 40-year-old invests $1,000 a month in ASX stocks, here's how much they could have by retirement

| Tristan Harrison

This is a path of how someone can retire with a very pleasing nest egg.

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Recent Personal Finance News

Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Tax time: Use this hack to keep the Australian Tax Office off your back

| Sebastian Bowen

Buying dividend shares can save you paying taxes...

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Falling yellow arrow with descending wooden bars with the percentage sign written on them.
Cash Rates

Reputable economist predicts big rate cuts to come. How low could the cash rate go?

| Samantha Menzies

The Reserve Bank cut interest rates by another 25-basis points this month, down to 3.85%.

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A young couple sits at their kitchen table looking at documents with a laptop open in front of them.
Personal Finance

After the RBA's rate cut, should I buy ASX 200 shares or pay down the mortgage?

| Sebastian Bowen

On paper, the answer is simple...

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Man putting in a coin in a coin jar with piles of coins next to it.
Cash Rates

The top places to park your cash following the RBA's rate cut

| Sebastian Bowen

Cash is not the investment it used to be.

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A happy family of four on holidays stand on a jetty and cheer.
Personal Finance

Where should you invest your dividends?

| Tristan Harrison

There are a few things we can direct our cash payouts towards.

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A mature-aged couple high-five each other as they celebrate a financial win and early retirement
Personal Finance

How to replace a salary with ASX dividends

| Tristan Harrison

Passive income from ASX shares is a great way to supplement work earnings.

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Man putting in a coin in a coin jar with piles of coins next to it.
Personal Finance

3 things I'm doing before the end of the financial year to build my wealth

| Tristan Harrison

I’m making moves to improve my finances.

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Retired couple hugging and laughing.
Share Market News

Eyeing retirement: Do you really need $1 million?

| Laura Stewart

AustralianSuper recently weighed in.

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A couple are happy sitting on their yacht.
Personal Finance

4 simple steps to become a millionaire with ASX shares

| Tristan Harrison

It’s straightforward, but not easy, to become a millionaire.

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A senior investor wearing glasses sits at his desk and works on his ASX shares portfolio on his laptop.
Personal Finance

3 things I'm doing ahead of the new financial year, FY26

| Tristan Harrison

I think this is a great time to look at a few areas of my finances.

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A worried woman looks at her phone and laptop, seeking ways to tighten her belt against inflation.
Personal Finance

How does your debt level compare to the average Australian?

| Sebastian Bowen

Some debts are better than others...

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Woman on a swing at a beach, symbolising passive income.
Personal Finance

Want to earn more passive income from ASX shares than your job? Here's how I'd do it

| Tristan Harrison

This is a good time to start building investment income.

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Beautiful young couple enjoying in shopping, symbolising passive income.
Personal Finance

Here's how investors can consider saving and investing $5 a day to make $2,500 a month in passive income!

| Tristan Harrison

Anyone can build up passive income. Here’s how.

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A couple are happy sitting on their yacht.
Personal Finance

There are 2.8 million Australian millionaires. Here's how to become one of them

| Sebastian Bowen

There are more millionaires amongst us than we might think.

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Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne and enjoying the good life thanks to Pilbara Minerals share price gains in recent times
Personal Finance

Want to retire early with $1 million? Here's how

| Tristan Harrison

A mixture of savings and investing can create wonderful results.

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A man walks up three brick pillars to a dollar sign.
Personal Finance

How to replace your wage with passive income in 3 steps

| Tristan Harrison

It’s a straightforward process to replace a salary with dividends.

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Cubes with tax written on them on top of Australian dollar notes.
Tax

How much tax do your ASX shares pay? Why it might matter

| Zach Bristow

Taxes. One of the two unavoidables in life.

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a small girl empties a piggy bank of coins onto a table while her mother looks on in the background.
Personal Finance

Relying on bank term deposits to build wealth? You need to read this

| Tristan Harrison

Looking to grow your net worth? Term deposits may not be the best choice.

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Elderly couple look sideways at each other in mild disagreement
Retirement

How would the proposed unrealised gains tax impact your superannuation?

| Zach Bristow

If passed, the impacts could be profound for those with higher-end super balances.

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a mature but cool older woman holds a watering can and tends to a healthy green plant growing up the wall in her house.
Personal Finance

$50,000 in an offset? The hidden cost of not investing in ASX shares

| Mitchell Lawler

Saving 7.5% using an offset is not the same as earning 7.5% on shares.

Read more »

A young woman with a ponytail stands at the crossroads, trying to choose between one way or the other.
Personal Finance

Dividends or capital gains from ASX shares: Which are better?

| Tristan Harrison

Should investors be more interested in one type of return over another?

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parents putting money in piggy bank for kids future
Retirement

Delayed retirement and other costs of being the Bank of Mum and Dad

| Bronwyn Allen

A survey shows delayed retirement and lost opportunities to travel are among the costs.

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A guy wearing glasses tries to show off his muscles.
Personal Finance

5 ways ASX shares investors define financial success

| Bronwyn Allen

What does financial success mean to you?

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A man wearing only boardshorts stretches back on a deck chair with his arms behind his head and a hat pulled down over his face amid an idyllic beach background.
Personal Finance

How I'd aim to build a $75,000 income from ASX shares and never work again!

| Tristan Harrison

ASX shares can be a great place to generate investment income.

Read more »

Australian notes and coins symbolising dividends.
Personal Finance

Here's how much cash returned in FY24 compared with investing in shares

| Sebastian Bowen

If you have large amounts of cash in the bank, you'll want to read this.

Read more »

Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Don't forget your franking credits this tax time

| Sebastian Bowen

Franking credits form an important part of your returns from your dividend shares.

Read more »

Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Own ASX shares? Here are 3 investing tax deductions you may not be aware of

| Sebastian Bowen

Make sure you don't miss out on any of the tax breaks available to owners of ASX shares this tax…

Read more »

A golfer celebrates a good shot at the tee, indicating success.
Tax

Tax time: If you have ASX shares, here's what you need to know about franking credits

| Sebastian Bowen

Franking credits are vital to your returns from ASX shares.

Read more »

A woman in a hammock on her laptop and drinking a smoothie
Tax

How to turn your stage 3 tax cuts into $11,396 buying ASX 200 shares

| Bernd Struben

Do you plan to invest your stage three tax cuts in ASX shares?

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A young well-dressed couple at a luxury resort celebrate successful life choices.
Personal Finance

How to become a millionaire on a $70,000 salary

| Tristan Harrison

Want to become a millionaire? Albert Einstein has some helpful advice.

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three businessmen high five each other outside an office building with graphic images of graphs and metrics superimposed on the shot.
Personal Finance

3 personal finance tips to help anyone grow richer

| Tristan Harrison

Our portfolios can do better with the right financial foundations.

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Businesswoman whispering in male colleague's ear as he looks surprised.
Investing Strategies

5 secrets of ASX millionaires

| Tony Yoo

Wealthy people come in all sorts of shapes and sizes, but they all have some common habits that we could…

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Three generations of male family members enjoy the company as they plan future financial goals together on a trek outdoors.
Personal Finance

Is 60 too old to start buying ASX shares?

| Sebastian Bowen

It's never too late to benefit from the wonders of the share market.

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Woman and man calculating a dividend yield.
Personal Finance

Becoming a millionaire: Why savings accounts aren't the answer

| Sebastian Bowen

Even high-interest savings accounts can't compete with the returns of ASX shares.

Read more »

Tiger staring with a black background.
How to invest

How to make 7% interest while deciding which ASX shares to buy

| Tony Yoo

Also receive Tesla stock for your trouble of just sitting around.

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Two people comparing and analysing material.
Personal Finance

How does investing in a term deposit compare with buying ASX shares?

| Tristan Harrison

Term deposits look attractive for income, but do they beat ASX shares?

Read more »

Woman with headphones on relaxing and looking at her phone happily.
Personal Finance

How quickly could I build a $30k annual passive income with ASX shares?

| Tristan Harrison

The stock market can deliver great yields.

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Woman smiling with her hands behind her back on her couch, symbolising passive income.
Personal Finance

5 ways to get richer in 2024 without a pay rise

| Sebastian Bowen

You don't need a pay rise to build your wealth in 2024.

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A woman in a hammock on her laptop and drinking a smoothie
Personal Finance

How to replace your wage with ASX dividends and retire early

| Tristan Harrison

Let’s build a river of cash flow.

Read more »

Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne and enjoying the good life thanks to Pilbara Minerals share price gains in recent times
Personal Finance

The 3 essential things you need to become wealthy

| Tristan Harrison

It could be essential to follow these steps to become wealthy.

Read more »