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Personal Finance

Featured Articles

A man walks up three brick pillars to a dollar sign.
Personal Finance

How to replace your wage with passive income in 3 steps

| Tristan Harrison

It’s a straightforward process to replace a salary with dividends.

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Cubes with tax written on them on top of Australian dollar notes.
Tax

How much tax do your ASX shares pay? Why it might matter

| Zach Bristow

Taxes. One of the two unavoidables in life.

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a small girl empties a piggy bank of coins onto a table while her mother looks on in the background.
Personal Finance

Relying on bank term deposits to build wealth? You need to read this

| Tristan Harrison

Looking to grow your net worth? Term deposits may not be the best choice.

Read more »

Elderly couple look sideways at each other in mild disagreement
Retirement

How would the proposed unrealised gains tax impact your superannuation?

| Zach Bristow

If passed, the impacts could be profound for those with higher-end super balances.

Read more »

a mature but cool older woman holds a watering can and tends to a healthy green plant growing up the wall in her house.
Personal Finance

$50,000 in an offset? The hidden cost of not investing in ASX shares

| Mitchell Lawler

Saving 7.5% using an offset is not the same as earning 7.5% on shares.

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A young woman with a ponytail stands at the crossroads, trying to choose between one way or the other.
Personal Finance

Dividends or capital gains from ASX shares: Which are better?

| Tristan Harrison

Should investors be more interested in one type of return over another?

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parents putting money in piggy bank for kids future
Retirement

Delayed retirement and other costs of being the Bank of Mum and Dad

| Bronwyn Allen

A survey shows delayed retirement and lost opportunities to travel are among the costs.

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A guy wearing glasses tries to show off his muscles.
Personal Finance

5 ways ASX shares investors define financial success

| Bronwyn Allen

What does financial success mean to you?

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Recent Personal Finance News

A man walks up three brick pillars to a dollar sign.
Personal Finance

How to replace your wage with passive income in 3 steps

| Tristan Harrison

It’s a straightforward process to replace a salary with dividends.

Read more »

Cubes with tax written on them on top of Australian dollar notes.
Tax

How much tax do your ASX shares pay? Why it might matter

| Zach Bristow

Taxes. One of the two unavoidables in life.

Read more »

a small girl empties a piggy bank of coins onto a table while her mother looks on in the background.
Personal Finance

Relying on bank term deposits to build wealth? You need to read this

| Tristan Harrison

Looking to grow your net worth? Term deposits may not be the best choice.

Read more »

Elderly couple look sideways at each other in mild disagreement
Retirement

How would the proposed unrealised gains tax impact your superannuation?

| Zach Bristow

If passed, the impacts could be profound for those with higher-end super balances.

Read more »

a mature but cool older woman holds a watering can and tends to a healthy green plant growing up the wall in her house.
Personal Finance

$50,000 in an offset? The hidden cost of not investing in ASX shares

| Mitchell Lawler

Saving 7.5% using an offset is not the same as earning 7.5% on shares.

Read more »

A young woman with a ponytail stands at the crossroads, trying to choose between one way or the other.
Personal Finance

Dividends or capital gains from ASX shares: Which are better?

| Tristan Harrison

Should investors be more interested in one type of return over another?

Read more »

parents putting money in piggy bank for kids future
Retirement

Delayed retirement and other costs of being the Bank of Mum and Dad

| Bronwyn Allen

A survey shows delayed retirement and lost opportunities to travel are among the costs.

Read more »

A guy wearing glasses tries to show off his muscles.
Personal Finance

5 ways ASX shares investors define financial success

| Bronwyn Allen

What does financial success mean to you?

Read more »

A man wearing only boardshorts stretches back on a deck chair with his arms behind his head and a hat pulled down over his face amid an idyllic beach background.
Personal Finance

How I'd aim to build a $75,000 income from ASX shares and never work again!

| Tristan Harrison

ASX shares can be a great place to generate investment income.

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Australian notes and coins symbolising dividends.
Personal Finance

Here's how much cash returned in FY24 compared with investing in shares

| Sebastian Bowen

If you have large amounts of cash in the bank, you'll want to read this.

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Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Don't forget your franking credits this tax time

| Sebastian Bowen

Franking credits form an important part of your returns from your dividend shares.

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Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Own ASX shares? Here are 3 investing tax deductions you may not be aware of

| Sebastian Bowen

Make sure you don't miss out on any of the tax breaks available to owners of ASX shares this tax…

Read more »

A golfer celebrates a good shot at the tee, indicating success.
Tax

Tax time: If you have ASX shares, here's what you need to know about franking credits

| Sebastian Bowen

Franking credits are vital to your returns from ASX shares.

Read more »

A woman in a hammock on her laptop and drinking a smoothie
Tax

How to turn your stage 3 tax cuts into $11,396 buying ASX 200 shares

| Bernd Struben

Do you plan to invest your stage three tax cuts in ASX shares?

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A young well-dressed couple at a luxury resort celebrate successful life choices.
Personal Finance

How to become a millionaire on a $70,000 salary

| Tristan Harrison

Want to become a millionaire? Albert Einstein has some helpful advice.

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three businessmen high five each other outside an office building with graphic images of graphs and metrics superimposed on the shot.
Personal Finance

3 personal finance tips to help anyone grow richer

| Tristan Harrison

Our portfolios can do better with the right financial foundations.

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Businesswoman whispering in male colleague's ear as he looks surprised
Investing Strategies

5 secrets of ASX millionaires

| Tony Yoo

Wealthy people come in all sorts of shapes and sizes, but they all have some common habits that we could…

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Three generations of male family members enjoy the company as they plan future financial goals together on a trek outdoors.
Personal Finance

Is 60 too old to start buying ASX shares?

| Sebastian Bowen

It's never too late to benefit from the wonders of the share market.

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Woman and man calculating a dividend yield.
Personal Finance

Becoming a millionaire: Why savings accounts aren't the answer

| Sebastian Bowen

Even high-interest savings accounts can't compete with the returns of ASX shares.

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Tiger staring with a black background.
How to invest

How to make 7% interest while deciding which ASX shares to buy

| Tony Yoo

Also receive Tesla stock for your trouble of just sitting around.

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Two people comparing and analysing material.
Personal Finance

How does investing in a term deposit compare with buying ASX shares?

| Tristan Harrison

Term deposits look attractive for income, but do they beat ASX shares?

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Woman with headphones on relaxing and looking at her phone happily.
Personal Finance

How quickly could I build a $30k annual passive income with ASX shares?

| Tristan Harrison

The stock market can deliver great yields.

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Woman smiling with her hands behind her back on her couch, symbolising passive income.
Personal Finance

5 ways to get richer in 2024 without a pay rise

| Sebastian Bowen

You don't need a pay rise to build your wealth in 2024.

Read more »

A woman in a hammock on her laptop and drinking a smoothie
Personal Finance

How to replace your wage with ASX dividends and retire early

| Tristan Harrison

Let’s build a river of cash flow.

Read more »

Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne and enjoying the good life thanks to Pilbara Minerals share price gains in recent times
Personal Finance

The 3 essential things you need to become wealthy

| Tristan Harrison

It could be essential to follow these steps to become wealthy.

Read more »

a couple clink champagne glasses on board a private aircraft with gourmet food plates set in front of them. They are wearing designer clothes and looking wealthy.
Personal Finance

3 secrets of ASX millionaires

| Sebastian Bowen

Millionaires tend to follow these rules of building wealth...

Read more »

Three generations of male family members enjoy the company as they plan future financial goals together on a trek outdoors.
Personal Finance

Zoomers to Boomers: Generational investing habits for success in 2024

| Sebastian Bowen

Have younger Aussies really suffered more in 2023?

Read more »

A happy man and woman on a computer at Christmas, indicating a positive trend for retail shares.
Personal Finance

3 financial moves to make before 2024

| Sebastian Bowen

Treat yourself to an early Christmas present with these money tips.

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Man holding a calculator with Australian dollar notes, symbolising dividends.
Tax

How is passive income taxed in Australia?

| Sebastian Bowen

When it comes to passive income, the ATO is very clear.

Read more »

Woman on a swing at a beach, symbolising passive income.
Personal Finance

The best passive income streams to help fund your future

| Sebastian Bowen

Looking for passive income? Here are my picks for the best places to look.

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A couple sitting in their living room and checking their finances.
Personal Finance

Want to pay less tax? Here's why you should buy ASX dividend shares

| Sebastian Bowen

Investing in dividend shares can save you a fortune in tax. Here's how.

Read more »

A woman puts money in her piggy bank all rugged up for the winter cold.
Personal Finance

Quarter life crisis? 3 ways this 25yo is setting herself up for riches

| Tony Yoo

High rents and cost-of-living inflation has hit young Australians hard. Here's how you can set yourself up.

Read more »

A woman looks nonplussed as she holds up a handful of Australian $50 notes.
Personal Finance

Here's why your savings account could end up costing you

| Sebastian Bowen

You can't save your way to wealth. Here's why...

Read more »

A man sits at his home desk calculating tax on a calculator.
Dividend Investing

Tax-busters: 5 fully-franked ASX dividend shares I'd buy for FY24

| Sebastian Bowen

Fully-franked dividends can give you income while helping you pay less tax.

Read more »

a young boy dressed in a business suit and wearing thick black glasses peers straight ahead while sitting at a heavy wooden desk with an old-fashioned calculator and adding machine while holding a pen over a large ledger book.
Share Market News

How can I maximise my ASX franking credits in FY24?

| Tristan Harrison

Let's look at the benefits of franking credits and which ASX shares have big, growing yields.

Read more »

four one hundred dollar bills hang on a washing line with old-fashioned wooden pegs, denoting money laundering.
Tax

Inadvertently 'wash selling' your ASX shares this tax time? Here's what could happen to you

| Sebastian Bowen

Many investors fall into this common trap, and it will gt you some heat from the ATO.

Read more »

Liar loan ASX banks banker with calculator tries to make sense of the Big Four banks, indicating tough time ahead for banking shares
Personal Finance

Do you have more debt than the average Australian?

| Tony Yoo

The ability to save money is the biggest factor in your investment success.

Read more »

A senior couple discusses a share trade they are making on a laptop computer
Tax

5 things ASX investors need to know for tax time

| Tony Yoo

Many Australians skip over these issues, but they could easily burn you later.

Read more »

A man sits at his home desk calculating tax on a calculator.
Tax

Own ASX shares? Here are 3 investing tax deductions you may not be aware of

| Tristan Harrison

Aussie taxpayers, start getting your invoices together. It’s tax time!

Read more »

a small boy dressed in a bow tie and britches looks up from a pile of books with a book laid in front of him on a desk and an abacus on the other side, as though he is an accountant scouring books of figures.
Tax

Planning to sell some ASX shares before tax time? Here's what you need to know

| Tristan Harrison

It's that time of the year. We run you through some of the implications of selling shares.

Read more »