I strongly believe that the best place for anyone's money over the ultra-long-term is shares. You don't need to take on debt to buy shares and shares have proven to deliver the strongest returns over time.
Most investors reading this article will have a good understanding of the businesses on the ASX, but it's much harder to be knowledgeable about the other 98% of the shares listed around the world.
The easiest way to get exposure to overseas investments could be through an exchanged-traded fund (ETF). These funds can give diversification to a whole range of good quality shares, with a low management fee.
Here are three ETFs I really like:
Vanguard MSCI Index International Shares ETF (ASX: VGS)
One of the most diverse ETFs on the ASX is this Vanguard one. It invests in over 1,500 shares across the world and has excellent geographical and industry diversification.
I wouldn't necessarily recommend putting all your money into one share. But, if you were to do that then this ETF would be one of the best options to do so.
Some of its top holdings include Apple, Microsoft, Amazon, Johnson & Johnson and Wells Fargo.
Betashares Global Cybersecurity ETF (ASX: HACK)
This ETF provides exposure to the leading companies in the global cybersecurity sector. Cybersecurity is going to become more important each year as more of our daily activities use technology in some way.
Criminals and 'bad' countries will always want to do damage to the western world, therefore the companies offering cybersecurity are likely to become more valuable and generate more revenue.
The ETF's top holdings include Cisco Systems, Palo Alto Networks, VMware and Symantec.
BETANASDAQ ETF UNITS (ASX: NDQ)
This ETF aims to give investors exposure to the top businesses listed on the technology-focused NASDAQ in the USA.
The large US tech giants are still growing at very impressive rates. Not only are their core businesses growing revenue and bottom lines well but they're all investing heavily for future growth too.
Some of its top holdings include Apple, Amazon, Microsoft, Facebook and Alphabet (Google).
Foolish takeaway
I think all three of these ETFs are great and I'd be happy to have all three in my portfolio. At the current levels I'd probably only want to invest in the HACK and NASDAQ ETFs as I believe those will both deliver good returns from the current levels.
