Chances are, if you're reading this, you're busy taking control of your finances and making inroads to retire comfortably…
Unfortunately, too many people find superannuation and retirement planning boring. Then there's a big proportion of people who don't understand it.
Then there's a few who understand the system but take everyone else for a wild ride which is filled with complex commission and "bonus" kickbacks.
Instead of arguing about the benefits derived from taking control of your own finances and investing in your future, I'll stick to what I'm best at and give you some outstanding investment ideas which you can consider adding to your personal portfolio or self-managed superannuation fund (or both!) today.
1. Coca-Cola Amatil Ltd (ASX: CCL) is a household name which many Australians know and trust. CCA has however recently met with a number of short-term setbacks including an influx of cheaper imported tinned food products (thanks to a high AUD), wage inflation in Indonesia and a price war between the two supermarket giants. This has afforded savvy long-term investors a perfect buying opportunity. It is forecast to pay a 4.9% dividend.
2. BHP Billiton Limited (ASX: BHP) is a global mining giant with diversified operations across a number of commodities. Copper, iron ore, coal and petroleum are just some of its products. It is forecast to pay a 3.3% fully franked dividend.
3. Challenger Ltd (ASX: CGF) is a company which occupied a position in my personal portfolio throughout 2013 (I sold out in December). Challenger's annuities are great for providing retirees with financial security in their later years. What's more, it continues to kick goals for shareholders within its funds management arm. It is forecast to pay a 3% dividend in the next 12 months.
4. Collection House Limited (ASX: CLH) is small-cap receivables management company which trades cheap given its growth potential. It's a well run, long-term company which pays a 4.1% fully franked dividend.
5. Ardent Leisure Group (ASX: AAD) is the owner of Dreamworld, WhiteWater World, Goodlife Health Clubs, AMF and Kingpin bowling as well the US entertainment business Main Event (to name a few!). It is forecast to pay a 4.9% dividend in the next year.
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I would be happy owning each of these companies for the next 10 years at current prices and whilst I currently don't hold any of them, they're likely to make their way into my portfolio again in the future. However, there's one ASX stock I'm considering adding to my own holdings, before any of these five stocks!
